RISK SOLUTIONS

From local businesses to large organizations, our team works closely with clients to develop property & casualty solutions that meet specific business needs and budgets while solving key risk issues.

Whether your company is in one of our areas of specialization or you simply need an individual risk solution, MSB is a great hotspot for your insurance program.

Personal Lines:

  • Homeowners
  • Dwelling Fire
  • Personal Umbrella
  • Flood
  • Vacant Property
  • Condo
  • Auto including (RV, Motorcycle, & Boat)
  • Renters

Commercial Lines

Property:

  • Builder’s Risk
  • Property / Package policy – Special Form.
  •  Property with ongoing Rehab
  • Boiler and Machinery
  • Flood
  • Coastal Wind
  • Terrorism
  • Inland Marine
  • Vacant Mroperty

Casualty:

  • General Liability / Premises Liability
  • Automobile Liability / Garage Liability
  • Umbrella Liability
  • Excess Liability
  • Terrorism Liability
  • Employment practices Liability (Discrimination and Harassment – including Sexual Abuse and Molestation)
  • Product Liability
  • Liquor Liability
  • Crime/ Fiduciary
  • Professional Liability / Errors and Omissions
  • Workers’ Compensation
  • Cyber Liability (Data breach & Network Security)
  • Commercial Surety & Bonds

Servicing:

  • Risk Management Review
  • Line item Underwriting.
  • LOI – Insurance premium analysis.
  • Portfolio Review
  • Accurate Replacement Cost Analysis
  • Catastrophic coverage (Wind & Hail – Coastal Risks, Earthquake and Flood zones) with Catastrophe Modeling
  • Claims Advocacy
  • Freddie Mac & Fannie Mae Insurance requirements
  • HUD, CITI, Key Bank & CMBS portfolios’ insurance requirements.
  • Appraisals
  • Premium Financing
  • Certificate issuance promptly upon request – Email to Certificates@moonsbaker.com